nyc diaries | gossip girl premiere, first time in the hamptons, private met tour, summer days!
but what's really cool about experian is they have a lot of educational features basically to like help you figure out how to improve your fico score you can see what's hurting it and helping it and how your credit uh report essentially …
Transcript
Auto-captioned from the film, lightly cleaned. Elena's words, not edited prose.
hi hello how's it going welcome back to a good vlog i think i've definitely worn this shirt before in vlogs you know round two why not can you guys believe what month it is i'm kind of in shock this year's going by so quickly i'm like what do i do with my life i don't know but in the meantime we're out here vlogging like everyone's been like very busy this summer which is so fun like doing their thing and getting their life going i've just been doing the usual working and whatnot um i'm working from home for most of today i was just going through like my finances and looking at the past month as i always do and i'm seeing jenny later today and meeting up with this other girl mian for drinks which i'm very excited about and doo doo doo we've got a sponsor for today's video today's video is sponsored by experian i'm excited let's talk about it so i want to talk to you guys for a bit about experience fico score and what that is why it's important why you need to know i know in other videos i've talked about the importance of having a credit card and building up your credit score this is like a future of life that i feel like i feared for a while credit cards in general as a you know young adult or call student i was like i'm scared of credit because i've heard the horror stories of people overspending and getting into really bad debt but you need a credit score essentially to you know lease an apartment buy a car all those things so we're gonna be talking about your fico score and the fico score is most commonly a three digit number anywhere from 300 to 850.
but what's really cool about experian is they have a lot of educational features basically to like help you figure out how to improve your fico score you can see what's hurting it and helping it and how your credit uh report essentially impacts your score with the experian credit report you can always be on the know with what's going on with your credit score it helps monitor it as well as alert you with the notification if something has changed building up your score can be intimidating but it's actually not that bad as long as you're being responsible so the reason why a fico score is important is because a lender will basically look at your score to determine if you're likely to pay them back your financial history including any debt you have or how you know often or how quickly you're paying off your bills is what kind of helps create that credit score so what's great about experience that they have a free credit report to figure out what your score is you can go on and you can track your fico score and basically see what behaviors you have that are either helping or hurting your credit kind of based on what i said earlier it also allows you to kind of better get an idea of the information lenders see like credit accounts inquiries public records all those things it automatically updates every 30 days and the free fico score allows you to check on your score at no cost and 90 of lenders use the fico score so check this out for yourself i'll link everything down below again it's super important to be on top of these things and experian has a lot of really great resources like i said different educational articles and tips and tricks which are very needed so i'm gonna finish up doing my budgeting i'm gonna probably check out my credit score and see what i've been spending my money on to make sure it's all uh you know squared away and then going to get some work done see jenny i think i need a little cup of mid-day coffee so actually let's grab some coffee first shall we hey guys it's me i broke into jenny's apartment i live here now it's gorgeous can we just appreciate the light like excuse me the way the light hits in here is so good how did you get in oh my gosh where did you come from i've been waiting for you to come visit my apartment it's her first time i cleaned for her take note guys it's clean in here she's wearing cute shoes i'm obsessed you can shoe camp oh my god just realize how low your ceilings are i could literally touch my everyone we're about to head out and get a little drink with me anne who is a content creator and also i think works for the team bowl drain hello i'm here with natalie good morning upper east siders we are headed to the met and i'm very excited because we got invited to a little private met tour and when the met invites you to come through you don't say no no the one thing is i'm going to be facing my ultimate fear today which is big bird big bird to me is like the equivalent of clowns and terrified a big bird and for some reason at the big bird exhibit but i just i couldn't say no so let's go see it this is awkwardly vlogging what's up um so we're going to this exhibit right there you look great the alice meal exhibit and the met is closed today so it's basically like a private tour the mets all to ourselves like i literally need to like teach myself kinda freaking out me and that are very excited so top four this is the moment i'm like anxious in my chest why am all the things thank you upper east side so good morning it's a new day my content's been a little bit all over the place the past month or two because i've kind of been all over the place kind of in a weird head space and just you know i feel like there's big life shifts happening i feel like i have a lot of friends who um every time i try to pick up the camera uh okay i'll be back okay i'm back i'm back better than ever good morning like my content as of late has been a bit subpar i just have had a very hard time picking up the camera i've just been you know a little anxious and stressed and kind of just going through some stuff my five seemed a little off in videos it's probably why trying to you know persevere yeah hopefully i'll get out of the spread soon and can bring you guys a bit more energy and excitement i also spend so much of my time just like working at home doing my thing um but for vlogs i like to try to you know include stuff that's more exciting and fun so it's usually like a mismatch of that and you guys don't really see it in between and yeah it's just a weird season i feel like i have a lot of friends who are going through like big life changes i don't know astrology but i feel like there's some moon or something's happening because like a lot of like crap is hitting the fan at the same time for a lot of people i know are like big changes that are kind of unexpected and yeah i've been i've been feeling that a bit myself as well it's been hard to get myself to like film you know face to face to camera so i've been posting less on youtube or the content that i do post that i have been working on it's like big filming days where i'll film like a neighborhood guide or apartment tour where i'm not really in it so i feel like talking to the camera has been difficult so i'm working on that oh if you're feeling off or funky or anxious you're not alone but on a more positive note i have a very exciting trip in the works i can't wait to share with you guys um i've been planning it for a little while now i just want to make sure everything you know is good to go so hopefully in the next few videos you'll see always like makes me excited and that gives me a pep in my step so but would also love to hear what type of content you guys would like to see moving forward like i said i've been a bit just like a bit of a creative burnout just you know it's hard obviously because you'll get comments of like oh i missed how she was before like oh she's boring now or like oh i liked when she made those other types of videos it's hard not to let that get to yourself especially with just like the state of how the world's been like you know try my best to bring you guys something interesting i'm sure you've heard creators probably say this before but it's so hard not to get tied up in like views and i'm very aware when like videos don't perform well i feel like when videos like aren't performing as well it's immediately like it's all over like my youtube channel is going to die out and like i am no longer going to have this as my job or like your brain just kind of like spirals because you know that happens so often to you know because it's like we've all seen that happen creators or channels you know kind of slowly die out so i'm like ah but then also every summer this is the case where it's like people are doing their thing also online just great live your life but gonna get some work done i have um the gossip girl premiere which is very exciting so crazy going with ashley and gonna go see premiere and i don't know just a big old jumble of thoughts i literally look like a little 90s kid right now with these mom shorts oversized tee infinite comfy okay also i'm obsessed with this pr recently got how cool are these rings they're from utah love i'll link them in the description definitely check them out i've missed wearing silver jewelry i've become such a gold jewelry girl but like these are so sick like this is something i would totally like love to wear when i was like 19 20 so i'm so psyched to kind of like bring this style back into my life a little bit more where's makeup once oh my god i really put on eyeshadow for the first time you're like i look insane so i finally have gotten already i'm about to head out to the premiere i'm going to the gossip girl premiere and fashion show there's a monte fashion show and then there's an after party i'm ashley's plus one shower and ashley and what's really exciting is like as i've seen a bunch of videos natalie who's my roommate and one of my best friends in new york city she's a model and she actually got casted for the monse show so i'm gonna get to see my freaking girl walking in the show i need to head out here's the fit here is the fit borrowing natalie's dress i'm wearing aloha's shoes i've got a bunch of jewelry going on um this is david yerman that's probably the nicest thing i'm wearing don't know where these are from missouri gloriana probably also goriana organa i also can't really bring my vlogging camera so and it doesn't fit in my purse you're gonna get some crappy iphone shots tonight but i'm excited i think the uber's here let's go to a tv show for me i think this is my first premiere i'm excited content put your hands together for this was incredible like they were inspired by the original gossip girl vibes we were inspired by monsei live's perfection so thank you guys for coming out yeah we're really excited to present to you guys thank you guys so much okay right there picking up the car look at this at the maidstone here with lexus how cool is this room it's very funky i'm loving these guys right outside over here they love the cute little envelope this is like the perfect beach bag okay first item new water bottle got this little rosette oh super good my favorite lexus hat let's go this cookbook my roommate natalie's gonna love this she's the chef of the apartment earlier at egypt beach gotta take it because it was a permanent beach but now i'm going to dinner with lexus i put on this pretty little dress i recently got and i'm super excited i think it's gonna be great so i'm running late as usual let's go sorry this is a salmon right now let's just present


